1Save a $10,000 emergency fund by December 31, 2026Improve
2Pay every credit-card balance to $0 by December 15, 2026Improve
3Buy my first home by December 31, 2026Consume
4Take a fully paid 7-day vacation by December 15, 2026Consume
5Spend at least 7 days in a country I have never visited by December 31, 2026Consume
6Complete a 1,000-mile road trip by November 30, 2026Consume
7Visit 3 national parks by December 31, 2026Consume
8Attend a live concert by November 30, 2026Consume
9Complete a 3-night camping trip by November 15, 2026Consume
10Earn an entry-level scuba certification by December 15, 2026Consume
11See the northern lights in person by December 31, 2026Consume
12Take a 2-night phone-free wellness break by November 30, 2026Consume
13Set up a comfortable home workspace for under $1,000 by October 31, 2026Consume
14Own a reliable bicycle and complete a 50-mile ride by November 30, 2026Consume
15Run 5 km in under 30 minutes by November 30, 2026Improve
16Finish a half marathon by December 15, 2026Improve
17Complete 10 full push-ups and a 60-second plank by November 15, 2026Improve
18Sleep at least 7 hours on 30 consecutive nights by November 30, 2026Improve
19Average 8,000 steps per day for 8 consecutive weeks by December 15, 2026Improve
20Cook 20 healthy dinners from scratch by November 30, 2026Improve
21Swim 500 meters continuously by December 15, 2026Improve
22Complete 30 consecutive alcohol-free days by November 30, 2026Improve
23Complete 8 consecutive phone-free Sundays by December 15, 2026Improve
24Finish 6 books by December 31, 2026Improve
25Hold a 15-minute conversation in a new language by December 15, 2026Improve
26Pass one career-relevant certification exam by December 15, 2026Improve
27Increase my take-home income by 10% by December 31, 2026Improve
28Work no more than 40 hours per week for 8 consecutive weeks by December 15, 2026Improve
29Complete 30 guided meditation sessions by November 30, 2026Improve
30Host 4 dinners for at least 4 friends each by December 15, 2026Build
31Complete 30 hours of local volunteer work by December 15, 2026Build
32Organize a community event attended by at least 20 people by December 15, 2026Build
33Grow and harvest 3 kinds of vegetables by December 15, 2026Build
34Publish a photo series of 20 original images by November 30, 2026Build
35Launch a personal website with 5 finished pages by November 30, 2026Build
36Create and publish a 5-lesson online course by December 15, 2026Build
37Write, record, and publish one original song by December 15, 2026Build
38Raise $1,000 for a cause I care about by December 31, 2026Build
39Start a monthly club and hold its first 3 meetings by December 31, 2026Build
40Publish a portfolio containing 6 completed projects by December 15, 2026Build
41Create a personal collection of 25 tested recipes by December 31, 2026Build
42Publish 10 issues of a newsletter by December 31, 2026Build
43Redesign and finish one room for under $1,500 by November 30, 2026Build
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